Below is a Brief Overview of each of the services offered by Credit TRAX available through your Preferred or First Class Membership with FDI.  Credit TRAX is an exclusive benefit to FDI members ONLY and in order to participate or use any of the services listed below, you must be an active member of FDI.

Credit Restoration:This service is designed to correct or delete derogatory information contained on your credit reports with the 3 major credit reporting agencies (Trans Union, Experian, and CSC a.k.a. Equifax).  If you have information contained on your credit reports such as: Late Payments, Collections, Judgments, Tax Liens, Repossessions, Charge Offs, Foreclosures, or Bankruptcy Items that you believe may be inaccurate, misleading, outdated, obsolete or no longer able to be verified, Credit TRAX, with your authorization, can request that the creditors and credit reporting agencies investigate the validity, accuracy and/or ownership of these accounts.  If the accounts you have authorized us to dispute on your behalf are found to be inaccurate or unverifiable, they are required by law to be corrected or deleted from your credit history.  Each item deleted or corrected can potentially raise your credit scores, potentially saving you hundreds and even thousands of dollars in interest, down payments and insurance premiums.

Debt Settlement:  This service can help you settle BAD Unsecured Debts (Credit Cards, Personal Loans, Medical Collections) for an average of 25-65% of what you owe and allow you to pay your settlements over a 12, 24 or up to 36 month period of time, providing you with the ability to make affordable monthly payments that can fit into your budget and get rid of your Bad Unsecured Debts.  This service can also eliminate harassing creditor phone calls, help you to avoid Bankruptcy and potentially save you thousands of dollars in attorney fees, penalties, interest, late fees and even principle.  In order to qualify for the Credit TRAX Debt Settlement program, you must have at least $8,000 in unsecured debt.  Quick Note:  This program does not settle debts that are in good standing, debts on loans or lines of credit that are backed by collateral such as: real estate, automobiles or other forms of personal property or debts that you have already been sued over or have a judgment against you for.  This is the best, most affordable and proactive way to resolve your past debt problems, to avoid additional penalties or potential legal action.

Credit Rebuilding:  This program can assist you in establishing or reestablishing your credit history.  If you have no credit, this program can help you establish a revolving account that will help you develop a credit score.  If you have little or no good credit and you would like to reestablish a good pay history to enhance your credit scores, this service can help you accomplish that as well.  Based on testimonies provided by existing FDI members that have used this service, they have experienced credit score increases ranging from 5-40 points in as little as 60 days.

Identity Theft Correction Services:  By being an FDI member you have the security of knowing that you have a professional credit correction and consulting company in your corner to help you resolve any problems that may arise in the event you ever become a victim of Americas Fastest Growing Crime, (Identity Theft).  Millions of American consumers have already fallen victim to this crime and the numbers continue to grow.  USA Today recently had an article that said the average consumer who becomes a victim of identity theft spends as much as $1500 and up to 175 hours trying to resolve the problems that are caused by identity theft.  With Credit TRAX’s Identity theft correction program, we will help you alleviate any debts that are set up in your name fraudulenty, so that you are not held responsible for the repayment of those debts and we will also make sure that any information that is reported to your credit file as a result of identity theft is deleted so that it does not effect your credit score or your debt to income ratio.  You may have heard of companies that offer identity theft protection programs and charge anywhere from $9.95 to $49.95 per month to protect you from identity theft.  If you are an FDI Preferred or First Class Member you do not need these services, because our Identity Theft Correction program is included with your FDI membership as an absolutely FREE Benefit, just like all of the other services listed above, excluding the Credit TRAX Debt Settlement Program.

For more information visit www.fdirep.com/105111

Anthony Beharry

301-576-1283

Sign up for the preferred membership!!!