Sell Real Estate Hassle Free for Washington, Maryland & Virginia

You can sell your DC, MD or VA property fast with absolutely NO COST to you!

We don’t want to list your home, we want to buy it!

	Missed payment(s) on Mortgage? Facing Foreclosure?
	Owe more on your Home than it’s Worth?
	Bought a new home, but Can’t Sell the old one?
	Making payments on Two Home?
	Death in the Family? You are the Administrator of an Estate?
	Have an unexpected Job Transfer or Relocation?
	Having Title Problems, IRS or Property Liens?
	In the middle of a Divorce?
	Being a Landlord not working out anymore?
	Real estate agent unable to Sell Your Home?
	Home need Extensive Repairs?

We have helped sellers, in every conceivable situation, solve their real estate problems. Give us the opportunity and we will help you get rid of the hassle of selling your house so that you can get on with your life. 

We handle all of the paperwork and make all of the arrangements. You will get a simple no-hassle closing, with no cost to you.

It doesn’t matter if your house is in perfect shape, needs repairs, is vacant, or neglected, we can buy it fast.

If you’re interested in FAST solutions, contact us now

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Free Tips

1. Stop Foreclosure – Use the Court System

2. Mortgage after Foreclosure – It’s Possible

3. Mortgage Modification Letter Sample – Home Owners Guide

4. Insufficient Saving? Bankrupt? – Get FHA Mortgage Home Loans

5. Refinancing: The Risks & The Points

6. Refinancing – The Advantages

7. Mortgages in the U.S

8. Hardship Letter – The Proper Way

9. Mortgage Modification – The Types

 10. Foreclosed Deal: The Listings

11. Before Foreclosure – Know Your Rights

12. How to Sell Your House – Setting Up for Resale

13. How to Sell Your House – 5 Mistakes to Avoid

14. Foreclosure – Deed in Lieu

15. Ways to Stop Foreclosure

16. Sell House Quick

17. Foreclosure Bargains

18. Ladies Home Owners Assistance

19. Sell Your House – Sites that Helps

20. Foreclosed Home – Buying One

21. Pay off Mortgage Fast – Four Best Tips

22. Upside Down Mortgage – We Help

23. Foreclosure – Stop Debt Collector

24. Dunning Letter – What You Need to Know

25. Real Estate Auctions – Government Seized Property

26. Mortgage – Home Value Rising

It is much easier by getting qualified assistance, Click Here for immediate help

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Free Tips

1. Getting Best Short Sales Deal

2. Short Sales – Important Informations

3. Short Sale Process – Our Expert Guide for You

4. Stop Foreclosure – Effective Short Sales Negotiation

5. Short Sales or Foreclosure – Home Owners Guide

6. Short Sales – The Essentials

7. Short Sales – The Additional Parties

8. Short Sales – The Process

9. Short Sales – The Proposal

More direct assistance are available by Clicking Here

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Free Tips

1. Buying a House With Downpayment Assistance

2. Proper Methods – First Time Home Buyers Guide

3. Lower Your Mortgage Cost – First Time Home Buyers Guide

4. How to Find Government Grants – First Time Home Buyers Guide

 5. Buying a New Home: Lease Purchase

6. Home and House Flip

7. Rent to Own – First Time Home Buyers Guide

8. Buy House with Bad Credit

9. Home Loan with Poor Credit

10. Buy House with Low Money Down

11. Buy House – Down Payment Assistance

12. Low Down Payment Loan Qualification

If you got stuck and need help immediately, contact us.

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Free Tips

1. Short Sales: Getting the Best Deal

2. Short Sales Important Information

3. Short Sales Process: Our Expert Guide for You

4. Stop Foreclosure: Use The Court

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

As the values of houses have begun their slow climb out from under the depths of the the watery ocean in which they were swimming, so are borrowers getting out from underwater on their mortgages.  According to CNN Money, fewer borrowers are underwater on their mortgages than in the last quarter.  However, the article cautions that this is largely due to the fact that more people have already lost their homes to foreclosure.

Hassle Free Advise and Assistance

Some of the good news,

In some markets, residents were helped by improving home prices. As prices rise, it narrows the gap between what homeowners owe and what they could sell for. As a result, hard-hit metro areas such as Merced, Calif., and Orlando, Fla., recorded huge declines in the number of underwater borrowers. Merced was down to 40% while Orlando fell to 64.6%.

Prices have begun slowly creeping back up in many parts of the country.  Real estate experts are saying the recovery is expected to take at least two to five years in most parts of the nation, although some areas that were already suffering economically before the recession hit nationwide will likely take longer.

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Qualifying for a low down payment loan is much like applying for a regular loan.

To be considered for a low down payment loan, you generally need to have:
1. Sufficient income to support the monthly mortgage payment.
2. Enough cash to cover the down payment.
3. Sufficient cash to cover normal closing costs and related expenses (explained below).
4. A good credit background that indicates your payment history or “willingness to pay.”
5. Sufficient appraisal value, which shows the house is at least equal to the purchase price.
6. In some instances, a cash reserve equal to two monthly mortgage payments.

We Will Help You Now

Closing costs, or settlement costs, are paid when the home buyer and seller meet to exchange the necessary papers for the house to be legally transferred. On average, closing costs run 2 to 3 percent of the house price. This percentage may vary, depending on where you live.

Closing costs include the loan origination fee (if not already paid), points, prepaid homeowner’s insurance, appraisal fee, lawyer’s fee, recording fee, title search and insurance, tax adjustments, agent commissions, mortgage insurance (if you are putting less than 20 percent down) and other expenses. Your lender will give you a more exact estimate of your closing costs. You can eliminate the need to pay a year’s mortgage insurance premium at closing by choosing a monthly premium program.

Points are finance charges that are calculated by the lender at closing. Each point equals 1 percent of the loan amount. For example, two points on a $100,000 loan equal $2,000. Lenders may charge one, two or three points in up-front costs in addition to the down payment. The more points you pay, the lower your interest rate will be. In some cases, you may be able to finance the points.

Further information is available at this FCIC website. For more Advance Assistance from a Real Estate Expert, Click Here.

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

1.Get downpayment assistance from the federal government

The American Dream Downpayment Initiative (ADDI) was signed into law in 2003. ADDI aims to increase the homeownership rate, especially among lower income and minority households, and to revitalize and stabilize communities. ADDI will help first-time home buyers with the biggest hurdle to homeownership: down payment and closing costs. The program was created to assist low-income first-time home buyers in purchasing single-family homes by providing funds for down payment, closing costs, and rehabilitation carried out in conjunction with the assisted home purchase.

Easy Hassle Free Assistance With Us

ADDI will provide down payment, closing costs, and rehabilitation assistance to eligible individuals. The amount of ADDI assistance provided may not exceed $10,000 or six percent of the purchase price of the home, whichever is greater. The rehabilitation must be completed within one year of the home purchase. Rehabilitation may include, but is not limited to, the reduction of lead paint hazards and the remediation of other home health hazards.

To be eligible for ADDI assistance, individuals must be first-time home buyers interested in purchasing single family housing. A first-time home buyer is defined as an individual and his or her spouse who have not owned a home during the three-year period prior to the purchase of a home with ADDI assistance. ADDI funds may be used to purchase one- to four- family housing, condominium unit, cooperative unit, or manufactured housing. Additionally, individuals who qualify for ADDI assistance must have incomes not exceeding 80% of area median income.

For more information, visit HUD: American Dream Downpayment Initiative

2. Non-governmental down payment assistance programs not limited to low-income or first-time buyers

If you don’t qualify for the government’s American Dream Downpayment Initiative, there are private, non-profit organizations that may help you buy a house with no money down. Most do not have income limits and do not limit the program only to first-time buyers. Down payment assistance grants typically range from 2% to 7%.

The funds provided by these organizations can be used as a down payment or to pay closing costs, and because the grant cost is carried by the seller, the buyer receives the money with no further obligation.

There are some limitations (for instance, you must typically use an FHA loan), but if you have been looking for a way to buy a house and the only thing stopping you is the down payment, these assistance programs may be the key to buying a house with no money down.

Check these links for more information:-

AmeriDream

Partners in Charity

Nehemiah Program

Searching for the perfect down payment assistance is a hassle for most of us. Be rest assured, it is simply Hassle Free with us by only Clicking Here now.

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Downpayment grants aren’t the only option for first-time homebuyers. For many Americans, owning a home continues to remain just slightly out of reach. For more and more families, saving the money for a down payment is the biggest obstacle to homeownership. Many people mistakenly believe that you have to come up with a down payment equal to 20 percent of the price of a home.

Real Estate Hassle Free Help

Traditionally, lenders have required that home buyers be able to make a down payment of at least 20 percent of a home’s purchase price to get a home loan or mortgage. Mortgage lenders, however, will grant home loans to qualifying home buyers with a down payment of as little as 3 to 5 percent of the purchase price if the mortgage is insured.

In fact, home loans with down payments of less than 20 percent are becoming increasingly popular. They are called “low down payment mortgages.”

Mortgages backed by the government are insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA) or the U.S. Department of Agriculture’s Rural Housing Service (USDA-RHS).

The minimum effective down payment FHA requires is less than 3 percent. For single-family homes, there is a limit on the loan amount that varies according to geographic area.

Although anyone can apply for FHA insurance, the other two government mortgage guarantee programs are much more targeted. The VA program is limited to qualified, eligible veterans and reservists. The USDA Rural Housing Service insures loans for the construction and purchase of homes in rural communities. These programs are very specialized, so contact your lender for details.

Obtaining conventional financing is the alternative to obtaining a home loan backed by the government. Conventional mortgages are all home loans not guaranteed by the government, including those guaranteed by private mortgage insurers.

Private mortgage insurance is available on a wide variety of low down payment home loans and there is no pre-set limit on the loan amount. Although differences such as these may affect whether the lender prefers to work with government or conventional mortgages, your lender will discuss with you which one would be better for your situation.

With the wide variety of loans available, home buyers have the freedom to choose the type of loan that best suits their needs. Early on in the homebuying process, it is a good idea to meet with several lenders to compare the types of mortgages they offer and shop for the best price and terms.

For more Hassle Free Real Estate advise, Click Here. Or call 240-391-8212

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Many times, one can walk buy real estate at a discount. And sometimes one can even walk away from a government seized property auction with the bargain of a lifetime.

A government seized property auction generally presents an opportunity to buy all types of confiscated property at a discount.

Hassle Free Real Estate Help is Here

Seized property auctions generally come about as a result of criminal seizures, tax seizures, customs seizures, or from the confiscation of other illegally-gotten gains.

1. With criminal seizure auctions, for example, merchandise is sold from when a drug dealer’s or trafficker’s home is raided by authorities, and his/her possessions are confiscated because they were obtained with money from illegal activities. With tax seizure auctions, for example, the IRS finds an individual did not pay required taxes, and seizes that person’s possessions, (such as cars, jewelry, and real estate) and then sells them with the intent to sell them to satisfy outstanding tax liability. Customs seizure auctions sell merchandise that came from companies that tried to smuggle merchandise into the country without paying import duties, or even from people that failed to declare their merchandise properly when returning from a foreign vacation. In all these instances, property is seized (and this could be seized cars, seized real estate, seized jewelry), and then sold at a government auction.

2. Then, there are also, police seizures of stolen property that is not claimed by the rightful owner, and local sheriff’s sale of foreclosed real estate seized and sold by the lender.

3. In most circumstances, these seized property sales take place via an auction, and, because the government obtained the items (like cars, jewelry, real estate, electronics) for free and it doesn’t have a traditional profit motive, at the auction, it will typically sell the merchandise to the highest bidder (for whatever price it can get).

4. If you are the highest bidder, and if the highest bid is less than the market price of the item or property you are buying, then you can buy lots of stuff at a seized property auction at a very good discount.

Seized property auctions are conducted by the federal government, and by state and local governments and police. They work just like any other auction. And listings for various seized property auctions — both live auctions and online auctions can be found on the internet. Get Hassle Free Quick Advise now.

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

Usually a collector will send you a letter in the mail, this letter is called a dunning letter. The letter also is bound by many laws.

The letter is supposed to simply let you be aware of a possible debt that you may owe to someone.

In the letter they are supposed to give you the name of original creditor as well as who they are. Usually they are either a collector for the original creditor or a junk debt buyer who bought the debt from the creditor for pennies on the dollar.

Also in the letter is supposed to be account numbers, amount owed etc.

The law forces them to include also a mini miranda rights section. This tells you, the consumer, that you have 30 days from the date of the letter to dispute the debt if you believe it is not your debt, or if the amount or other information is incorrect.

As a consumer, this is what you need to know:

1. Respond to the letter right away and for sure within the 30 day time period, the letter you send is called a validation and dispute letter, requesting validation from the sender. You are disputing the debt or the facts shown.

This is a letter asking them to prove to you that you owe the debt and why are trying to collect it. Did they buy it or where they hired by the original creditor to collect it.
If you do not respond within the 30 days to that letter, then you are telling them that you do in fact owe them what they are saying you owe and they can further file lawsuits etc to collect the debt.

2. You can ask them to cease and desist all collection activities until they can validate or prove to you the debt is yours.

3. You can request they only contact you by mail and also request they do not communicate with others about this alleged item.

4. In most cases a collector will tack on other amounts onto the bill therefore it may be an incorrect amount therefore you must dispute.

House Debt Assistance Now

I urge everyone to dispute everything no matter if you owe it or not. This must be done within the first 30 days. By law the collector has to validated the alleged by sending you proof that you actually owe them or the original creditor and if they purchased the debt the proof they now own it.

If you do not respond to the letter then you are agreeing that you owe the amounts even if it is wrong. I know it does not sound right but it is.

5. Very important! The letter cannot contain any threats to you in way. Many collectors love to add in little sayings like you will lose your job, we will be garnishing your wages, we will collect the debt by coming to your house, etc. This is against the law and any threat should be dealt with immediately by filing charges at your local police station and speaking to an attorney.

They are also not allowed to make you believe they are attorneys when they are not. Many will use a law office type of logo and they are not attorneys.

Some collectors are attorneys so you need to be careful with this part. Hassle Free Help is now available by Clicking Here now

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this

What to do if a collector is harassing you.

A huge majority of these collectors break every known law out there to collect a debt. Many of them will call you 10-20 times a day to harass you to no end especially during this time of a recession.

They will call your employer, friends, neighbors, parents, in laws or whoever they can in an attempt to embarrass you.

Debt Collector Disturbing You - Let Us Help Now

Four steps to Stop the Debt Collector

1. Never talk to a collector, they are trained to get information from you and they can and will use it against you to collect the debt.

2. Send a certified letter with signature required asking them to stop contacting you and to only contact you by mail. This is the cease and desist letter that can be added in the letter above or by itself.

3. Many collectors use many different phone numbers right from their offices to fool you into thinking they are someone else. Now they are even going to several cell phones in an attempt to make you think they are someone else calling.

4. If you happen to answer the phone, tell them to stop calling you and do not talk to them. If you are allowed to record the call, let them know you are recording the conversation right at the start. Check you state and local laws before you do this.

* No law states you have to accept their call or even talk to them *

If you are getting harassed by a collector, stop them right now. They have no right to do this and they know it. Do not allow their scare tactics to get to you.

Fight back! They do not expect it from you. For more Hassle Free Advise, Click Here

• Bookmark on Delicious
• Digg this
• Recommend on Facebook
• Share on Reddit
• Share with Stumblers
• Tweet this